Know your FI date — and what moves it.

A transparent financial independence calculator built for serious planners. No hidden assumptions.

Disclaimer: Projections are informational and not financial advice.

Inputs

Current age

Current net worth

Annual savings

Annual spending

Expected annual return

Safe withdrawal rate

Pro ($5/mo) will later unlock sensitivity sliders, scenario comparison, and CSV export.

FI Target

$1,500,000

Years to FI

21.0

Projected FI Year

2047

Projected to reach FI at age 56.

Net worth projection

Annual compounding • No taxes • No inflation (v1)

How it works

FI Clarity calculates your FI target (spending ÷ SWR) and projects your net worth forward annually using compounding growth plus annual savings.

Free calculator first. Pro ($5/month) will unlock sensitivity sliders, scenario comparison, and CSV export.